FSG

FINANCIAL SERVICES GUIDE

This Financial Services Guide (FSG) is dated 20 November 2025 and replaces all previous versions.

62 Consulting Pty Ltd (ABN 88 664 809 303) (AFSL 548573) authorises the distribution of this FSG.

About This Guide

This FSG is an important document that is designed to tell you about:

• Who we are;

• How you can contact us;

• The financial services we offer so you can make an informed decision whether to use those services;

• Information we need from you;

• The cost of our advisory services and how we pay our representatives; and

• What to do if you have a complaint about our services.

If you need further information on any of these matters, please contact us at matt@levrd.live

About Us

Life of Mine Podcast Pty Ltd (ABN 16 633 651 082) trading as Levrd (Authorised Representative No. 001318377) provides the financial services described in this FSG as an authorised representative of 62 Consulting Pty Ltd (ABN 88 664 809 303), the holder of Australian Financial Services License No. 548573. 62 Consulting is responsible for the financial services provided by Levrd and for the conduct of its representatives.

Life of Mine Podcast Pty Ltd, trading as Levrd (Levrd) is a financial services platform providing general information via podcasts for Australians

Information provided by Levrd is general financial product advice only and is prepared without considering any of your objectives, financial situation or needs. You should consider seeking the advice of relevant legal, taxation, superannuation, and/or other relevant advisors before the information is acted on.

We will not provide advice on classes of financial products other than those identified in Levrd authorisations under the AFSL through which it operates.

Levrd is not a registered tax agent and any reference to tax is incidental and must be confirmed with a registered tax agent.

The material posted on our website and emails or contained in our podcasts to subscribers contain general information and commentary only and should not be considered a recommendation to buy or sell any financial product or service.

What Are Our Authorisations

Levrd is authorised to provide general financial product advice on the following financial products:

• Securities;

• Derivatives; and

• FX

Levrd is authorised to provide general financial product advice to retail and wholesale clients within Australia.

To Contact Us

You can contact us via email at matt@levrd.live

General Financial Advice Warning

We will only offer you general financial product advice. We include this warning at the start of each podcast episode that contain advice (audio and show-notes), on each website page with advice content, and in any email that contains advice. You should note that general advice does not relate specifically to you and is prepared without considering any of your objectives, financial situation, goals or needs.

As a result, before acting on the general advice, you should consider the appropriateness of the advice, having regard to your objectives, financial situation, goals and needs. You should consider seeking the advice of relevant legal, taxation, superannuation, financial and/or other relevant advisors before any information is acted on.

If the general advice provided relates to securities (or interests in managed investment schemes) which are listed on an exchange (usually the ASX). You should consider any information published by the listed company (including, without limitation, any prospectus, ASX announcements, or other investor updates published by the relevant company) before investing, acquiring or selling any shares.

What Do We Expect From You?

We expect that you will provide us with accurate information when you subscribe for our services so that we have a reasonable basis on which to provide you with general advice.

Privacy

We are committed to implementing a privacy policy which will ensure the privacy and security of your personal information. We handle personal information in line with the Privacy Act 1988 (Cth). Our Privacy Policy explains what we collect, how we use and disclose it (including any overseas disclosures), and how you can access/correct your information or complain.

To view our Privacy Policy, Levrd Privacy Policy.

How are we Paid for the Services We Provide?

Levrd’s revenue comes primarily from subscription fees clearly outine on our website for access to our content. Any Employees are paid salaries and may receive discretionary bonuses not linked to sales of any particular financial product. We may receive sponsorship or issuer payments for content or events; if we do, we disclose this prominently in the relevant content. We may receive referral/affiliate fees where you follow a link or code to a third party; if so, we disclose that relationship. We do not accept conflicted remuneration prohibited under the Corporations Act.

Does any Relationship Exist Which Might Influence the Service or Advice I Receive?

Levrd nor 62 Consulting Pty Ltd are owned by a Fund Manager, institution or by any product issuer. From time to time, we may have commercial arrangements (sponsorships, paid placements, affiliate links) with product issuers or service providers. Where such an arrangement exists in relation to specific content, we will clearly disclose the relationship in that content.

Our staff are aware of their obligations to disclose the extent and nature of any relationship that may influence their decision making at the time the advisors provide a financial service. Levrd and its staff may hold positions (both long and short) in the securities, derivatives of FX it mentions in its podcast. We manage this through a Conflict Policy, including pre-trade clearance, disclosure standards and trading blackouts around publication. Where a relevant holding exists, we disclose it in the content.

Will You Give Me Advice That is Suitable to My Investment Needs and Financial Circumstances?

No, Levrd provides general financial product advice only.

What Should I Know About the Risks of The Investment Recommendations Made To Me?

Levrd is authorised by 62 Consulting Pty Ltd to provide general financial product advice only. General advice includes information contained in our podcasts and publications about our views on companies and markets we are interested in or invest in, or that we have been paid to write about.

The information provided on our podcasts and website does not provide advice about financial products suitable for your particular goals, needs, objectives, or financial circumstances, even if we may have commented in view of the current or future market conditions or prospects for the securities.

This information does not constitute personal investment advice or recommendations, and it has been prepared without taking into account your objectives, financial situation or needs.

You should always consider the appropriateness of the advice, considering your own objectives, financial situation, goals or needs before acting on the advice. You should consider and discuss this information with your financial professional before making an investment decision.

What Information Do You Maintain in My File and Can I Examine My File?

It is a requirement by law that we hold all information you give us for a period of 7 years. You can request to view the information we hold at any time.

What Kind of Compensation Arrangements Are In Place And Are These Arrangements Compliant?

Levrd has arrangements in place to ensure that it continues to maintain Professional Indemnity Insurance given the requirements to have adequate compensation arrangements regarding financial services provided to retail clients under Section 912B of the Corporations Act 2001 (Cth), and the PI Insurance also covers current and former representatives.

What Should I Do If I Have A Complaint?

We are committed to providing quality advice to our clients. This commitment extends to providing accessible complaint resolution mechanisms for our clients. If you have a complaint about the service provided to you, please contact Levrd immediately. We will acknowledge receipt of your complaint by email within 24 hours of receiving it.

We acknowledge complaint within 24 hours or as soon as practicable and aim to resolve within 30 days. If your complaint is not satisfactorily resolved within 5 Business Days, please contact Levrd’s authorising licensee 62 Consulting Pty Ltd on 0418 202 228 or by email at compliance@62consulting.com.au

62 Consulting Pty Ltd will respond to you within 30 calendar days of Levrd receiving your complaint.

If your complaint is not resolved to your satisfaction, you have the right to pursue your complaint with AFCA. AFCA provides a conciliation and arbitration service to assist consumers in the resolution of their complaints. Their services are free to complainants. Their website is www.afca.org.au and their contact number is 1300 931 678. You may also write to them at AFCA, GPO Box 3 Melbourne, Victoria 3001 or email at info@afca.org.au.

The Australian Securities and Investments Commission, (ASIC), also has a free call info line on 1300 300 630 which you may use to make a complaint or obtain information about your rights.